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"The Long and Short of Small Business Credit Card Processing..."

Discover why accepting credit cards can potentially be one of the intelligent decisions you could ever make as a small business - and most importantly, find out how to do it right the first time!

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"Accept by Phone is one of those ideas that works just like it sounds. You can process payments from a client quickly by dialing a toll-free number, entering your client's credit card number through an automated system, and then authorizing and processing the payment, all in a few seconds...

Dennis Kennedy


"Accept by phone was an excellent way for our new business to begin accepting credit cards, without the need for complicated contracts and expensive equipment..."

Eric M. Jukes
Capital Region Limousine


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You're likely familiar with the following expression:

"Take care of the pennies, and the dollars will take care of themselves."

Similarly, more and more entrepreneurs are discovering the real, long-term value of "small technological changes" in their business. Small changes that often yield large results...

And by and large, one of the most effective ways to boost your business is by accepting credit cards. This single act has the potential - for some businesses - to incrementally increase profits right from day one. And while you may not "see" the additional profits on a daily basis, just take some time to compare your monthly sales statements with months where you weren't processing credit cards, and you may see some positive trends developing...

But first things first - you need to find a merchant account that serves your specific needs.

The best place to start is with the Internet - run a search and then chooses the option that offers you the best deal in terms of price, services and terms and conditions. The application processing is a very simple procedure and in no time, you'll be processing credit cards.

Once you have a merchant account, you will need to set up the right infrastructure to support it. This can either be purchased or leased. The minimum necessary equipment will be: (i) credit card processor, (ii) e-check or debit processor and (iii) wireless processor.

Note: If you're not running a retail business, then you should consider using a phone-based processing system, such as Accept by Phone >>

Other expenses would be the set-up fees, supplies (such as paper for printing), the discount rate, transaction fees, program fees and so on. You can see a complete list of fees that a merchant service might charge at this link: merchant account fees revealed...

Make sure that you consult the terms & conditions within the prospective merchant provider's agreement about the length of their term, the termination fees (if any), and whether or not the discount rate is fixed, as some are "introductory". (The discount rate is a percentage charged on each transaction, and ranges from 1% - 10+%, depending on the type of service).

Many merchant providers don't supply their terms & conditions to the general public, so you might have to request to see them. This is more than worthwhile - it could save you from spending a ton of money on hidden fees - or from getting locked into a lengthy term with a steep cancellation fee.

Regardless, once you've found and researched the perfect merchant service that works for you, processing credit cards may be the best decision you will ever make with regard to the development of your small business. Find out today about the details of getting a small business merchant account - and then set the ball rolling.

Why incur possible losses when you can start seeing newfound profits just by making one small change?

Find out more about small business credit card processing >>


With Accept by Phone, swiped transactions are only 2.69% (keyed transactions are 3.49% and $0.19 per transaction).

No signup fees, no monthly fees, no PCI fee, no monthly minimum, and no cancellation fee.

See Accept by Phone's Account Details Here >>


Compare Accept-by-Phone to other services in Account Details

Find out More about how Accept-By-Phone works in the Tutorial Section

Contact us Here, or call 1-877-529-1390

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Just Added: Merchants can now view an up-to-date statement of their Accept by Phone transactions by logging into a secure, online merchant control panel once their merchant account has been set up. Click for more account details...

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