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"Why Does Your Business Need a Credit Card Processing Service?"

Here's the real reasons why accepting credit cards can be crucial to the success of your business in the 21st century...

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"Accept by Phone is one of those ideas that works just like it sounds. You can process payments from a client quickly by dialing a toll-free number, entering your client's credit card number through an automated system, and then authorizing and processing the payment, all in a few seconds...

Dennis Kennedy


"Accept by phone was an excellent way for our new business to begin accepting credit cards, without the need for complicated contracts and expensive equipment..."

Eric M. Jukes
Capital Region Limousine


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This almost seems like a rhetoric question these days - everyone seems to use their credit card. But to counter that, accepting credit cards can be costly - especially if you go with a merchant account that isn't suited for your business. So let's take a look at the "skinny" on getting a merchant account to automate and simplify your business...

Putting The Benefits Across In Black And White

In almost every case, you'll only benefit - profitably - from having a merchant account. As long as you do a sufficient amount of research when selecting a credit card processor that fits your business specifically, here are a list of benefits that you'll have the moment you get a merchant account:

1. Once you have the ability to accept credit cards you can accept any type of payment - never lose a sale again if someone doesn't have cash (or sufficient funds from their checking account). You'll find that your profits will increase as you make things more convenient for your customers.

2. One of the greatest advantages of setting up a merchant account (credit card processing service) is that your customers can purchase from you easily in practically any location. This can take your business to an international level - especially with the advent of the internet.

3. If you're selling products over the web, you'll be able to process payments automatically - which means that your business can be "open" around the clock, 365 days a year.

4. The credit card processing service comes with built-in fraud and security protection program which will offer you protection through the standard use of VeriSign SSL Certificate and AVS (Address Verification Service) which virtually makes the transactions on your site impregnable.

Choosing the Best Merchant Service for Your Business...

Now, keeping in mind all of the above benefits, you need to know what to look for in a merchant service so that you can maximize your profits - and a quality, reliable service that your company deserves. Here are some things you need to consider:

1. Don't stress if the application fee is high. Most of the services that charge a high approval rate offer impeccable services will be well-worth the fee paid. The high-end services will also have your account ready to go in a matter of hours.

2. Often, services that offer realistic fees as opposed to "barrel-bottom" rates won't have any hidden fees - like cancellation penalties or "junk" fees. So don't base your decision solely on the price of a given service.

3. Keep your eyes and ears open when you're initially inquiring about setting up a merchant account with any given provider. If their responses are timely and they seem to genuinely care about you - their prospective customer - then chances are, that level of service will be available to you for the long term.

By this point, you're undoubtedly seeing the benefits of accepting credit cards - as opposed to trying to "save" money by skipping out on getting a merchant account. In fact, if your business caters to a customer who prefers to pay with their credit card, choosing not to invest in a quality, relevant merchant account could be one of the most costly expenses you'll ever incur.

Boost your business today, simply by making it easier for you - and your customers. It's time to seriously consider processing credit card payments in your business. Your wallet might end up thanking you for it...

Find out more about affordable small business credit card processing >>


With Accept by Phone, swiped transactions are only 2.69% (keyed transactions are 3.49% and $0.19 per transaction).

No signup fees, no monthly fees, no PCI fee, no monthly minimum, and no cancellation fee.

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Find out More about how Accept-By-Phone works in the Tutorial Section

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Just Added: Merchants can now view an up-to-date statement of their Accept by Phone transactions by logging into a secure, online merchant control panel once their merchant account has been set up. Click for more account details...

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