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Accept by Phone - Frequently Asked Questions about Using Your ABP Merchant Account to Accept Credit Cards...

Do I need a Credit Card Terminal to accept credit cards?

No, as opposed to traditional credit card processing services, our service does not require you to rent or purchase a credit card terminal. Simply scan your customer's credit card in the credit card reader or enter the information into the smartphone app. This service transforms your smartphone into a mobile point-of-sale terminal!


Are there any hidden costs with Accept-by-Phone?

No, our credit card processing service has no hidden costs or surprises. There are no signup fees, no monthly fees, no monthly minimums, no PCI fees, and no cancellation fee.


How much does it cost me per sale?

Accept credit cards at the low rate of 2.69% for swiped transactions. Transactions keyed into the smartphone app are 3.49% and $0.19 per transaction.


Where is my money deposited?

Directly into your checking account. Your monies will be deposited into your account within 24-72 hours (excluding weekends & holidays).


How long does it take to get set up for credit card processing?

Approval is normally within 24-48 hours, not counting weekends and holidays.


What if I want to cancel, am I locked into a contract?

You can cancel your credit card processing services at any time with no cancellation fee! We trust, however, that the ability to be able to accept credit cards at low rates will prove to be a profit to you.


Can I make money referring other businesses to you who wish to accept credit cards?

Yes, please email us or call if you would like more information.


Can I accept credit cards by phone at anytime of the day?

Yes, you can accept credit cards 24 hours a day.


Can I accept credit cards anywhere?

Yes, whether it be at a Trade Show, at your home, or anywhere -- you can accept credit cards at low rates by simply scanning your customer's credit card into the credit card reader, or keying the information into the smartphone app.


Am I charged a setup fee if I'm not approved to accept credit cards?

There is no setup fee.


How do I sign up to accept Credit Cards?

Simply fill out the online application. It's that simple.


Compare Accept-by-Phone to other services in Account Details

Find out More about how Accept-By-Phone works in the Tutorial Section

Contact us Here, or call 1-877-529-1390

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"Accept by Phone is one of those ideas that works just like it sounds. You can process payments from a client quickly by dialing a toll-free number, entering your client's credit card number through an automated system, and then authorizing and processing the payment, all in a few seconds...

Dennis Kennedy


"Accept by phone was an excellent way for our new business to begin accepting credit cards, without the need for complicated contracts and expensive equipment..."

Eric M. Jukes
Capital Region Limousine


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